CurveIQ

United States · full toolkit

US Treasury term structure

Yield curve (yield by maturity)

One day's yields plotted against bond term — drag the slider to change the date

normal (latest)
Observed yields by maturity on2026-07-24

A snapshot of that single day — the x-axis is the bond's term (1 month → 30 years), not time. Not a forecast.

← earlier · 2006-06-302026-07-24 · latest →

Curve slope (10Y minus 2Y spread)

Long yield minus short yield, over time. Below 0 = inverted.

Percentage points (10Y yield − 2Y yield). Dashed line is zero (flat curve); red bands are official NBER recessions.

Real vs nominal 10Y

Nominal yield vs TIPS-implied real yield

Both in %. The vertical gap between the two lines is the market's expected inflation (breakeven).

What drives curve moves (PCA)

Share of daily curve movement explained by each factor

Level

87%

Slope

8%

Curvature

2%

Share of curve-change variance explained by each factor. The level factor dominating (~85%) is the expected Litterman–Scheinkman result.

Stocks vs yields (correlation)

24-month rolling correlation: monthly 10Y change vs S&P 500 return

during recessions: 0.22
outside recessions: 0.07

Correlation runs −1 to +1 (0 = no relationship). The split is shown by regime because a single average over all history hides the structure.

Rates & spread crisis timeline (10Y, 2Y, 10Y−2Y)

The 2s10s signal over time, with all four US crisis episodes shaded

Three lines on one axis: 10Y (blue), 2Y (purple), and the 10Y−2Y spread (green). The dashed line is zero — the spread below it means the curve is inverted. Red bands are the four US crisis episodes. 2008 and 2020 are flight-to-safety (yields fall); the open-ended 2026 US–West Asia war is the counter-case where yields rose on an oil/inflation shock.

Crisis curve behaviour

Each chart overlays the yield curve (yield vs maturity) on three dates of an episode — before the stress, at its peak, and during recovery — so you can see the whole curve reshape. Watch the short end collapse and the curve steepen as the Fed cut in 2008 and 2020; the 2013 sell-off pushed long yields up instead.

COVID shock (2020)

pre-stress · 2020-01-02peak · 2020-03-09recovery · 2020-08-31

Global Financial Crisis (2008)

pre-stress · 2007-06-15peak · 2008-10-15recovery · 2009-06-15

Taper Tantrum (2013)

pre-stress · 2013-04-30peak · 2013-09-05recovery · 2013-12-31